TERMS & CONDITIONS
THE PEOPLE’S RESERVE LLC

This website is owned and operated by THE PEOPLE’S RESERVE LLC (referred to in these terms and conditions as ‘The People’s Reserve’ ‘TPR’, ‘we’, ‘us’, or ‘our’). TPR is a company limited by shares,
incorporated in Belize, and regulated by the Laws of Belize.

ABOUT THESE TERMS

By using this website and its cryptocurrency services (Services), or by using any marketing
materials (such as, but not limited to, information sheets, guides, articles, or emails) we make
available to users (referred to in these terms and conditions as ‘you’ or ‘your’) through our
website, social media, via email, or any other online channel, you agree to be bound by the
terms and conditions (Terms) set out on this webpage.

These Terms constitute a legal agreement and create a binding contract between you and TPR.
Please read the Terms carefully as they govern your use of TPR Services. By accessing, using,
or attempting to use TPR Services in any capacity, you acknowledge that you accept and agree
to be bound by these Terms. If you do not agree, you must refrain from using the Services.

Due to the rapid technological, legal, and social development of digital currencies and
blockchain technologies, these Terms between you and TPR do not enumerate or cover
exhaustively all rights and obligations of each party, and do not guarantee full alignment with
needs arising from future development. Therefore, TPR’s Privacy Policy
(https://thepeoplesreserve.com/privacy-policy) and all other agreements entered into separately
between you and TPR are deemed supplementary Terms that are an integral part of these Terms
and have identical legal effect. Your use of the TPR website and Services equates to your
acceptance of these such supplementary Terms.

We may review and update these Terms at any time, including to take account of new laws,
products, or technology. Your continued use of the website following such updates will
represent an agreement by you to be bound by the terms and conditions as amended.

By accessing TPR Services, you agree that TPR has the right to investigate any violation of
these Terms, unilaterally determine whether you have violated these Terms, and take actions
under relevant regulations without your consent or prior notice.
If any provision of these Terms are held, for any reason, to be invalid, unenforceable, or illegal,
the remaining parts of these Terms will remain in full force and effect.

ACCOUNT REGISTRATION AND REQUIREMENTS

You must apply for a TPR account before using TPR Services. When you register a TPR
account, you must provide personal details, including, but not limited to, your real name,
password, email address, mobile number, government-issued proof of identification, proof of
residency, and you must accept these Terms and the Privacy Policy. TPR may refuse, at our
discretion, to open a TPR account for you. You agree to provide complete and accurate
information when opening a TPR account, and agree to update, in a timely manner, any
information you provide to TPR to maintain the integrity and accuracy of the information.

Your registration of an account with TPR will be deemed your agreement to provide this such
required personal information for identity verification. Such information will be used to verify
your identity, identify traces of money laundering, terrorist financing, fraud and other financial
crimes through TPR, or for other lawful purposes stated by TPR. We will collect, use, and
share such information in accordance with our Privacy Policy. In addition to providing such
information, you agree to allow us to keep a record of that information during the period for
which your account is active and within five (5) years after your account is closed, in
compliance with global industry standards on data storage. You also authorise TPR to conduct
necessary investigations directly or through a third party to verify your identity or protect you
and/or us from financial crimes such as fraud.

Your personal data will be properly protected and kept confidential. However, TPR reserves
the right to collect, process, use or disclose your personal data to third parties, including, but
not limited to, your transaction counterparty, our joint ventures, alliance partners, business
partners, and professional consultants such as auditors and lawyers, in accordance with the
Terms (including the Privacy Policy) or applicable laws, depending on the products or Services
concerned.

If there are any grounds for believing that any of the information you provided is incorrect,
false, outdated, or incomplete, TPR reserves the right to send you a notice to demand
correction, directly delete the relevant information, and, as the case may be, terminate all or
part of relevant TPR Services provided for you by TPR. If we are unable to reach you with the
contact information you provided, you are fully liable for any loss or expense caused to TPR
during your use of TPR Services.

By registering to use a TPR Account, you represent and warrant that:
(i) as an individual, you are at least 18 or are of legal age to form a binding contract
under applicable laws;
(ii) as an individual, legal person, or other organisation, you have full legal capacity
and sufficient authorisations to enter into these Terms;
(iii) you have not been previously suspended or removed from using TPR Services;

(iv) if you act as an employee or agent of a legal entity, and enter into these Terms on
their behalf, you represent and warrant that you have all the necessary rights and
authorisations to bind such legal entity;
(v) your use of TPR Services will not violate any and all laws and regulations
applicable to you, including, but not limited to, regulations on anti-money
laundering, anti-corruption, and counter-terrorism financing.

A TPR account can only be used by the account registrant. TPR reserves the right to suspend,
freeze, or cancel the use of a TPR account by persons other than account registrant. If you
suspect or become aware of any unauthorised use of your username and password, you should
notify TPR immediately. TPR assumes no liability for any loss or damage arising from the use
of a TPR account by you or any third party with or without your authorisation.

TPR reserves the right to suspend, limit, restrict, deactivate, or terminate your access to TPR’s
website and Services, including your account, for reasons including, but not limited to:
(a) there being a technical or operational difficulty;
(b) your use of our platform or Services being subject to any pending investigation,
litigation, or proceeding;
(c) your use of our platform or Services being found to be related to the performance of
illegal or criminal activities; or
(d) a breach by you of any of these Terms or our Privacy Policy.

LIABILITY

To the maximum extent permitted under applicable law, TPR Services and any material,
product, service, or other item provided by or on behalf of TPR are offered on an ‘as is’ and
‘as available’ basis, and TPR expressly disclaims, and you waive, any and all other warranties
of any kind, whether express or implied, including, without limitation, warranties of
merchantability, fitness for a particular purpose, title or non-infringement or warranties arising
from course of performance, course of dealing or usage in trade. Without limiting the
foregoing, TPR does not represent or warrant that the site or TPR Services are accurate,
complete, reliable, current, error-free, or free of viruses or other harmful components. TPR
does not guarantee that any order will be executed, accepted, recorded, or remain open.

By using TPR’s website and Services, you understand and agree that TPR will not be liable for
any losses or damages arising out of or relating to:
(a) any inaccuracy, defect or omission of digital assets price data;
(b) any error or delay in the transmission of such data;
(c) interruption in any such data;

(d) service interruption and change resulting from maintenance by TPR of the website or

the Services;

(e) any damages incurred by other users’ actions, omissions, or violation of these terms;
(f) any damage caused by illegal actions of other third parties or actions without authorised
by TPR; and
(g) other exemptions mentioned in any other disclaimers and rules issued by TPR.

You agree to indemnify TPR and our affiliates, contractors, licensors, and their respective
directors, officers, employees, and agents from and against any claims, actions, proceedings,
investigations, demands, suits, costs, expenses and damages (including legal fees, fines, or
penalties imposed by any regulatory authority) arising out of or related to:
(a) your use of, or conduct in connection with, TPR Services;
(b) your breach or our enforcement of these Terms; or
(c) your violation of any applicable law, regulation, or rights of any third party during your
use of TPR Services.

If you are obligated to indemnify TPR or our affiliates, contractors, licensors, and their
respective directors, officers, employees, or agents pursuant to these Terms, TPR will have the
right, at our sole discretion, to control any action or proceeding and to determine whether TPR
wishes to settle, and if so, on what terms.

PROVISION OF SERVICES

Certain products and services may be available exclusively online through our website.
Services are subject to change, and include, but are not limited to, TPR providing to Bankcoin
Reserve (‘BCR’) Coin holders the opportunity to receive TPR Coins. Not all BCR holders shall
be awarded with TPR. TPR reserves its right to award BCR holders with TPR at their sole
discretion.

Per this Service, TPR will provide TPR Coins free of charge to BCR Coin holders. The amount
of TPR coins deposited will differ proportionately based on the BCR wallet holdings of each
individual holder.
By using this Service, you agree that:
(a) to the maximum extent permitted by law, you waive any liability of TPR against any
loss, damage, or information leakage suffered as a result of your use of the Service;
(b) to the maximum extent permitted by law, you waive any liability stemmed from BCR
in the provision of this Service;

(c) to the maximum extent permitted by law, you waive any liability from TPR and it’s

associated employees, members, advocates and affiliates from anything in relation to

BCR ecosystem and coin;

(d) there is no guarantee by TPR as to the price or value of TPR Coins;

(e) any relevant taxation liabilities belong solely to you, as the taxation holder, and that it

is your responsibility to seek professional tax advice and/or determine whether, and to

what extent, any taxes apply to any transactions or trades you conduct through our

Services;

(f) when the TPR issuance process is closed, there is no entitlement to the free of charge

TPR coins; and

(g) certain conditions may arise that are to be met in order for BCR Coin holders to continue

to be eligible to receive the free of charge TPR Coins, including, but not limited to, a

required minimum quantity of BCR Coins in their wallet, or the performance of certain

tasks such as, but not limited to, sharing information about TPR Coins on a social media

forum.

USAGE OF SERVICES

Provided that you constantly comply with the express terms and conditions stated in these
Terms, TPR grants you a revocable, limited, royalty-free, non-exclusive, non-transferable, and
non-sublicensable license to access and use TPR Services through your computer or Internet
compatible devices for your personal/internal purposes. You are prohibited to use TPR Services
for resale or commercial purposes, including transactions on behalf of other persons or entities.

All the above actions are expressly prohibited and constitute a material violation of these
Terms. TPR reserves all rights not expressly granted in these Terms, thereby prohibiting you
from using TPR Services in any way not expressly authorised by these Terms.

YOUR GAURANTEE TO TPR

You guarantee to TPR: That you are the person you hold yourself out to be; you own any wallet
inputted into the TPR website platform or affiliated services of TPR, whether a TPR wallet or
a wallet from any other blockchain or relevant protocol; you will not use TPR for illegal
purposes; you will not hold TPR liable for any loss of TPR coins; you will not hold TPR liable
for the loss of cryptocurrency outside the TPR ecosystem; and you will indemnify TPR for any
damages or liability not directly related to TPR’s actions.

TAXATION

Your taxation circumstances are custom to you. Prior to participating you should consult a
taxation specialist in your relevant jurisdiction. TPR will not be liable for any tax consequences
in relation to your participation.
RISKS

The issuanceping, trading, or holding of coins, tokens, crypto, digital currency, or digital
assets of the like (collectively, ‘Coins’) involves significant and exceptional risks, the
associated losses of which may be substantial and unlike losses associated with traditional
forms of currencies, goods, or commodities. Coins are decentralised and are not backed
by a central bank, government, or legal entity, and the issuanceping, trading, and holding
of Coins is currently unregulated. As such, the value and price of Coins may fluctuate
depending on the market, investor confidence, competing currencies, regulatory
announcements or changes, technical issues, and many other factors. TPR does not
guarantee the value or price of any Coin on the website and through its associated Services,
nor does TPR warrant or guarantee that particular Coins, or issuanceping/trading processes
will always remain available on our platform and through our Services.

You should carefully consider and assess whether the issuanceping, trading, or holding of
Coins is suitable for you depending upon your financial circumstances, knowledge of the
industry and market, and tolerance to risk. Your usage of TPR’s website and Services
equates to the acknowledgement of the variety of risks associated with issuanceping,
trading, and holding Coins.

TPR is not responsible or liable for any Coins once they are transferred from our Platform
to another site, device, platform, or user, nor is TPR responsible or liable for any Coins
not issuanceped or traded on our platform that have been sent into our platform, or Coins
that have been sent to an incorrect wallet address or a wallet address for a different Coin.

You are responsible for familiarising yourself with the security measures available and
warnings to be noted when using wallet services or other devices for storage, and waive
TPR of any responsibility associated with the misappropriation, loss, or theft of your
Coins.

EXTERNAL LINKS

Our website or Services may contain links to websites operated by third parties. Those links
may not remain current or be maintained. Unless expressly stated otherwise, we do not endorse
and are not responsible or liable for the content on those linked websites or any loss you may
suffer on those linked sites, and have no control over, or rights in those linked websites.

PRIVACY

Any personal information submitted by you (whether personal information of you or another
individual which you have the necessary consent to provide) to TPR is subject to and may be
handled in accordance with our Privacy Policy, which can be found at
https://thepeoplesreserve.com/privacy-policy. You agree that, by using our website or
communicating with us, you have read the Privacy Policy, understood its contents, and
consented to its requirements.

INTELLECTUAL PROPERTY

These Terms only grant a limited license to access and use TPR Services. Therefore, you
hereby agree that, when you use TPR Services, TPR does not transfer TPR Services or the
ownership or intellectual property rights of any TPR intellectual property to you or anyone
else. All materials on this website or as part of its Services, including, but not limited to, text,
graphics, user interfaces, visual interface, photos, sounds, process flow diagrams, computer
code (including HTML code), programs, software, products, information, and documents, as
well as the design, structure, selection, coordination, expression, look and feel, and layout of
any content included in the services or provided through TPR Services, are exclusively owned,
controlled and/or licensed by TPR or its affiliates, unless otherwise indicated.

You may only access and use these materials for non-commercial or personal use, except to
the extent permitted by law or where you have received prior written approval from us. If you
would like approval to use our website materials, please contact [email protected].

Reference on TPR’s website or through our Services to any companies, products, services,
branding, offers, or other information, by trade name, trademark, or otherwise, does not
constitute or imply endorsement, sponsorship, or recommendation by us or the respective
trademark owner.

JURISDICTION
Your use of the website and these terms and conditions are governed by the laws of Belize.

CONTACT US

We promise to respect the freedoms and rights of all our TPR Users. If you come across any problems or you have concerns about this, please contact us by [email protected]

The Peoples Reserve LLC